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Tweet Topic Started: Jun 26 2018, 10:40 PM (7 Views)
Zhuyeqing	Jun 26 2018, 10:40 PM Post #1
Newbie Posts: 60 Group: Members Member #1,688 Joined: April 20, 2018	Types Of Tests Performed By Insurance Companies To Detect Nicotine Published: 05.06.2010 \| Author: jhonwilliamsd \| Category: Medicine Smokers usually have less life span than non-smokers and are prone to various diseases like heart diseases Air Vapormax Shoes Sale , respiratory diseases, lung cancer, COPD etc. Due to the severe health risks associated with smoking, the health and life insurance companies charge higher premiums from smokers than non-smokers. The insurance companies perform various types of tests to effectively detect nicotine use among applicants. Nicotine use can be effectively detected through urine, blood Air Vapormax Flyknit Sale , saliva, and hair test. Insurance Companies Rely On: Insurance companies conduct urine, blood, saliva, and hair test to detect nicotine use as a part of medical screening process to finalize the premium to be charged. 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Blood Test The insurance companies effectively use blood test to determine whether the person is a smoker or non-smoker, as a blood sample is usually taken during a medical examination of applicant. The blood test checks for cotinine level in blood sample while detecting nicotine. Although, nicotine does not remain in body for longer time, its metabolic by-products can remain in blood for longer periods. These by-products can be detected up to 3 weeks after the last instance of smoking. Saliva Test Saliva test to detect nicotine and cotinine is an inexpensive Air Vapormax Mens Sale , non-invasive method of detection. The saliva tests can effectively detect nicotine and cotinine up to 7 to 10 days after use. It is also difficult to adulterate the results of saliva test as the sample is directly collected by taking a swab from person mouth. Saliva test kits for nicotine allow for easy testing of nicotine in the comforts of home as they are portable, easy to use, and provide accurate results. Hair Test Hair test is an effective and accurate method to detect nicotine use. It is accurate than other forms of tests, as testing is done using advanced laboratory techniques. It provides a larger window of detection for nicotine for as long as 10 or more days from actual use. As hair testing is expensive than urine, blood Air Vapormax Womens Sale , or saliva testing for nicotine, the insurance companies find it less feasible to perform this testing on every applicant. Even a small sample of hair can reveal history of nicotine use for several days. Furnishing wrong information to insurance companies can result in denial of coverage or even prosecution for providing false information if person is under coverage. Quitting smoking is a better option as it helps build a healthy lifestyle and qualify to receive cheaper premiums from insurance companies. Drug Test Strips is an online store offering reliable, easy to use and FDA approved nicotine drug test at affordable prices. Our drug test nicotine is a tool that can be used for the detection of cotinine in human urine. This test is intended for forensic, non-diagnostic use, to determine the smoking status and use of tobacconicotine only. Related Articles: Negative Implications of Using Cannabis on General and Oral HealthLong-Term Negative Consequences of Using Club Drugs on TeensIdentifying the Worst Effects Among Heroin AbusersMyths About EcstasyShort-Term and Long-Term Effects of CannabisAdverse Effects of Opioids on HealthMyths and Facts about Nicotine AddictionDangers of Synthetic Marijuana AbuseSerious Effects of Benzodiazepine AbuseNegative Implications of Cannabis Abuse on General and Oral Health Article Tags: alcohol and drug testing Air Vapormax Sale , alcohol detector, alcohol test, alcohol testing, Breathalyzer, digital alcohol detector Nike Vapormax Shoes Sale , digital alcohol tester, drug screen, drug screening, drug test, drug test kit Nike Vapormax Flyknit Sale , Drug testing, drug testing kit, employee drug testing, home drug test, home drug test kit Nike Vapormax Kids Sale , home drug testing, home drug testing kit, instant drug test, teenager drug testing., urine drug test Nike Vapormax Mens Sale , workplace drug testing WASHINGTON， Sept. 1 (Xinhua) -- U.S. Democratic presidential nominee Hillary Clinton's campaign raised record 143 million dollars in August， her campaign team announced on Thursday. Out of the total， around 62 million dollars went to the Clinton campaign， and roughly 81 million dollars was raised for the Democratic Party and state parties across the country through joint fundraising accounts， the Clinton campaign said in a news release. "Thanks to the 2.3 million people who have contributed to our campaign， we are heading into the final two months of the race with the resources we need to organize and mobilize millions of voters across the country，" said Clinton campaign manager Robby Mook. "Donald Trump's divisive rhetoric continues to drive voters away from him and the Republican Party and has created new opportunities for Democrats up and down the ticket，" he added. The Clinton campaign began September with more than 68 million dollars on hand， while the Democratic Party's two other joint committees took in a combined 84 . 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